Welcome to Nikopoulos Insurance

Since 1990 Nikopoulos Insurance has protected its client’s businesses, property and lives by building relationships based on the principles of understanding and respect. We have grown our business one client at a time, we believe the only way to create the right insurance strategy for you is to understand your needs. This is why we take the time to know your unique situation and give your insurance strategy the benefit of decades of experience. We also understand that your circumstances may change over time. Your business may grow, diversify or take on new partners. The relationship we develop with our clients is critical to providing the right coverage, in the right amount, at the best price – today and tomorrow. Ongoing insurance strategy development is part of the service every customer deserves and receives at Nikopoulos Insurance.

-Charlie Nikopoulos


Whether you’re a soccer mom shuttling kids or a senior enjoying life and your favorite pastimes, Nikopoulos Insurance has the personal insurance solutions you need to protect your family’s assets from the unexpected.

Home: There are many potential threats to your home. At Nikopoulos Insurance, we tailor a dependable homeowners or renters policy for your home, mobile home or condo that meets your specific needs for property and liability coverage.

Auto: Driving in New England is challenging and hard on your vehicle. Fortunately, finding automobile insurance with the security and strength for every occasion isn’t. Look to Nikopoulos Insurance for complete coverage; fast, responsive claims processing; and safety and clean driving discounts that add up to very affordable rates.

Life: Let Nikopoulos Insurance help you gain the peace of mind that comes from knowing your loved ones will be financially secure in the event of an untimely passing.

Umbrella: Skyrocketing legal fees can catch anyone off guard. An umbrella policy designed by Nikopoulos Insurance will provide liability coverage where your homeowners and automobile policies stop, ensuring you are always protected in cases of bodily injury, property damage or a personal injury lawsuit.


At Nikopoulos Insurance, we understand that every business has unique risks. Whether it’s liability for construction companie, product liability for manufacturing companies, or professional liability for high tech companies, Nikopoulos Insurance can provide the coverage options your business needs for total financial security. Let us assemble a reliable insurance package for all your business protection needs.

Our Services Include...

  • Auto/Truck Fleets
  • Bonds
  • Commercial General Liability
  • Directors Officers Liability
  • Environmental /Pollution Liability
  • Employment Practice Liability
  • Inland Marine-Builders Risk
  • Contractors Equipment
  • Professional Liability
  • Umbrella Liability
  • Workers’ Compensation
  • Commercial Property

Our Team

Charlie Nikopoulos

President of Nikopoulos Insurance

Charlie Nikopoulos, founder of Nikopoulos Insurance, has been in the Property and Casualty Insurance industry since 1984. Charlie founded Nikopoulos Insurance in 1990. Prevous to that, Charlie worked for a national insurance company and for a national insurance brokerage firm. He takes pride in giving small-sized to medium-sized clients the same knowledge they would receive with larger firms like the ones he had previously worked for. Charlie is an active member of several business organizations including the Rotary Club, BNI, the Nashoba Valley Chamber of Commerce, and was member of the Dana-Farber Marathon Challenge Team. He enjoys skiing, jogging, and spending time with his family on vacation.

Kim Nikopoulos

Vice President of Nikopoulos Insurance

Kim Nikopoulos joined the Nikopoulos Insurance team in 2009 after spending over 20 years in public accounting, including twelve years with the "Big 4" in Boston. Kim brings to the firm a solid foundation of service industry experience, knowledge of various business types, and most importantly, attention to detail.

Lisa Lefebvre

Account Manager

Lisa has been in the insurance business since 1980, with experience in the property and casualty insurance business. Lisa provides Nikopoulos Insurance with excellent customer service and marketing services to our clients. Previous to Nikopoulos Insurance, Lisa worked for sixteen years in customer service and marketing of commercial insurance accounts for a national insurance carrier and a Boston area brokerage firm.

Maureen Hood

Customer Service

Maureen is a native of Newton, MA who now resides in Harvard. She graduated with a B.A. in History and a certificate in Elementary Education from Regis College in Weston, Ma. From Regis, she went to Boston College where she graduated with a Master’s of Education in Moderate Special Needs. Maureen taught an Inclusion based Kindergarten class in Newton for over ten years before leaving to stay home with her children. She joined Nikopoulos Insurance Agency in September of 2015 and has brought exceptional service to our clients. In her spare time Maureen enjoys spending time with her husband, Darin, 13 year old daughter, Madison, 11 year old son, Matthew, and her two Goldendoodles. She also loves to read and has a serious shopping addiction!

Glenn Gould

Account Executive

Glenn Gould has been an account executive with Nikopoulos Insurance since 2004. Glenn has been a nationally recognized auto appraiser for 20 years. Glenn's knowledge of small business assists him with providing outstanding customer service. Glenn is also a professional writer of auto reviews and life style articles for local and national publications such as The Robb Report, the Boston Globe, and the Worcester Telegram. Glenn is an active member of BNI and several automobile associations.

Contact Us

  • Hours Mon-Fri, 9am-5pm
  • Phone 978.456.9700
  • Fax 978.456.9170
  • Office Address 206 Ayer Road, Harvard MA 01451
  • Mailing Address Nikopoulos Insurance, P.O. Box 671, Harvard, MA 01451
  • Email info@nikinsurance.com

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